Dr. S. Valliappan, Dr Gerard Pradeep Devnath, Dr Alagammai AL, and Dr.Sapeco SD. “ IMPACT OF HEALTH INSURANCE ON PATIENT ACCESS TO HEALTHCARE SERVICES: ADMINISTRATIVE PERSPECTIVES AND MEDICO-LEGAL IMPLICATIONS”. Journal of Population Therapeutics and Clinical Pharmacology 32, no. 11 (September 30, 2026): 2809–2816. Accessed October 2, 2026. https://jptcp.com/index.php/jptcp/article/view/13755.